Resume guide · Job Zone 4

Claims Adjusters, Examiners, and Investigatorsresume guide.

Review settled claims to determine that payments and settlements are made in accordance with company practices and procedures. A strong Claims Adjusters, Examiners, and Investigators resume shows reading comprehension, active listening and critical thinking, and names the tools you have worked with, such as Microsoft Access, Mozilla Firefox and Apple Safari.

See a sample Claims Adjusters, Examiners, and Investigators resumeAnnotated against this guide · 3 templates↓
Sample resume

This guide, on a real page.

A Claims Adjusters, Examiners, and Investigators resume built in ResumeXRays, annotated against the data below. Flip the pages, try a template, then make it yours.

  1. 1Put your authority and closing speed in numbers.The guide lists "Pay and process claims within designated authority level." Your dollar limit and how fast you close show a manager what desk you can take over, and carriers watch cycle time closely.
  2. 2Show the storms you worked.Big catastrophe losses have hit year after year, so carriers want adjusters who can deploy and still close clean files. Claims count, weeks and reopen rate prove it.
  3. 3Show where your judgment mattered.Insurers now use software to flag possible fraud, and openings for experienced adjusters have held up better than entry-level ones. This bullet shows the human work: "investigate questionable claims" from the guide, with dollars saved.
  4. 4Name the records you reviewed."Review police reports, medical treatment records, medical bills, or physical property damage" is a core task here. Naming those records, then the result, reads as real liability work.
  5. 5Give your license its full name, state and status.Rules differ by state, and Wisconsin adjusters often hold a designated home state license from another state. Write the license type, the issuing department and that it is active, and spell out AIC instead of using the letters alone.
  6. 6Keep education to one line.Most people in this job have a bachelor's degree. One line with the degree and field is enough.

Sample resume. The candidate is fictional; the layout and templates are real.

Matthias Ekdahl

Senior Property Claims Adjuster, AIC

[email protected] / (414) 555-0155 / Green Bay, WI

Summary

Claims adjuster with nine years in property and auto liability claims, the last five handling homeowners and small commercial losses with $75,000 settlement authority. Deploys to catastrophe events, writes tight Xactimate estimates and closes files fast without reopening them.

Experience

Senior Property Claims Adjuster
Rookery Mutual Insurance Company / Green Bay, WI
Apr 2021 - Present
Carry 120 to 140 open homeowners and small commercial property claims with authority up to $75,000, closing 94% within 30 days of first notice of loss.
Deployed to four catastrophe events in 2024 and 2025, including a hail and wind storm, and settled 310 claims in 11 weeks with a reopen rate under 3%.
Write property damage estimates in Xactware Xactimate that average 2% variance on desk review, against a team average of 6%.
Worked AI-flagged fraud alerts on my desk and confirmed 9 staged or padded losses in 2025 through recorded statements and contractor invoices, avoiding about $210,000 in payments.
Coach three newer adjusters on coverage analysis and reserving; all three reached full desk authority in under 10 months.
Claims Representative, Auto Liability
Sturgeonwood Claims Services / Appleton, WI
Jun 2017 - Apr 2021
Handled 90+ open auto liability and injury claims, reviewing police reports, medical treatment records and medical bills to set liability and reserves; files closed 12 days faster than the unit target.
Negotiated bodily injury settlements with claimants and attorneys, resolving 85% of represented claims without a lawsuit.
Kept file notes and reserve changes current within 24 hours and passed all four quarterly file audits.

Skills

Tools:Xactware Xactimate, Microsoft Excel, Microsoft Access, Microsoft Outlook, Zoom, Hyland OnBase Enterprise Content Management
Claims:Coverage analysis, liability determination, reserving, recorded statements, property damage estimating, subrogation, catastrophe response

Licenses & Certifications

All-Lines Adjuster License (designated home state), Texas Department of Insurance, active
Associate in Claims (AIC), The Institutes
Xactimate Level 2 Certification, Verisk

Education

Bachelor of Business Administration, Risk Management and Insurance
Wenrich University
2017

01Also called

O*NET
Claims AdjusterClaims AnalystClaims ExaminerClaims RepresentativeClaims SpecialistCorporate Claims ExaminerField Claims AdjusterGeneral AdjusterHome Office Claims SpecialistLitigation Claims Representative

02Skills employers expect

O*NET

Importance is how much the skill matters to the job; level is how much of it the job demands. Both are worth naming on the resume, in this order.

SkillImportanceLevel
Reading ComprehensionVery highAdvanced
Active ListeningVery highAdvanced
Critical ThinkingVery highAdvanced
SpeakingHighAdvanced
Judgment and Decision MakingHighIntermediate
WritingHighIntermediate
Complex Problem SolvingHighIntermediate
MonitoringHighIntermediate
Social PerceptivenessHighIntermediate
Active LearningHighIntermediate

03Knowledge areas

O*NET
  • Customer and Personal Service
  • English Language
  • Administrative
  • Mathematics
  • Computers and Electronics
  • Law and Government
  • Administration and Management
  • Economics and Accounting
  • Education and Training
  • Psychology

04Common responsibilities

O*NET

Ordered by importance. Each one is a bullet waiting for a result and a number.

  1. Examine claims forms and other records to determine insurance coverage.
  2. Analyze information gathered by investigation and report findings and recommendations.
  3. Pay and process claims within designated authority level.
  4. Investigate, evaluate, and settle claims, applying technical knowledge and human relations skills to effect fair and prompt disposal of cases and to contribute to a reduced loss ratio.
  5. Verify and analyze data used in settling claims to ensure that claims are valid and that settlements are made according to company practices and procedures.
  6. Review police reports, medical treatment records, medical bills, or physical property damage to determine the extent of liability.
  7. Investigate and assess damage to property and create or review property damage estimates.
  8. Interview or correspond with agents and claimants to correct errors or omissions and to investigate questionable claims.
  9. Interview or correspond with claimants, witnesses, police, physicians, or other relevant parties to determine claim settlement, denial, or review.
  10. Enter claim payments, reserves and new claims on computer system, inputting concise yet sufficient file documentation.

05Software and tools

O*NET

73 tools across 21 categories. The six largest categories are below; Hot marks a hot technology, In demand a tool employers ask for most often.

Document management software20
  • Document management system software
  • Hyland OnBase Enterprise Content Management
  • Agency Management Systems AMS 360
  • AutoClaims Direct DirectLink
  • Automatic Data Processing Autosource
  • Automatic Data Processing Claims Manager & Dispatch
  • BCCORP Burkitt W5
  • BCCORP W5 for Adjusters
  • Bramerhill ClaimsTech
  • Bridium Claims 3
  • Brightwork Alyce Claims Systems
  • Captiva InputAccel
  • Castek Insure3 Claims
  • CCC Pathways Image Management Solution
  • CCC TL2000 Solution
  • CGI INSideOUT
  • Clear Technology Tranzax
  • Covansys ClaimConnect
  • Datanex ClaimTrac
  • InSystems Calligo Document Management System
+ 15 more
Expert system software11
  • Axonwave Fraud and Abuse Management System
  • CCC GuidePost Decision Support
  • CSC Fault Evaluator
  • Fair Isaac SmartAdvisor
  • First Notice Systems ClaimCapture
  • Hummingbird Legal Bill Review
  • IBM Fraud and Abuse Management System
  • ISO ClaimSearch
  • ISO NetMap for Claims
  • LexisNexis RiskWise
  • StrataCare StrataWare eReview
+ 6 more
Computer aided design CAD software7
  • 4n6xprt Systems StiffCalcs
  • ARSoftware WinSMAC
  • CAD Zone Insurance
  • MapScenes Evidence Recorder
  • MapScenes Pro
  • PhotoModeler
  • Visual Statement Investigator Suite
+ 2 more
Financial analysis software6
  • Automatic Data Processing Estimating
  • CSC Colossus
  • Property damage, bodily injury, and liability estimation software
  • QwikQuote software
  • Simsol for Adjusters
  • Turtle Creek Software Goldenseal Architect
+ 1 more
Data base user interface and query software5
  • Microsoft AccessHotIn demand
  • Xactware XactimateIn demand
  • Claims processing administration and management software
  • Fair Isaac Claims Advisor
  • Tropics Claims Reserve Management
Analytical or scientific software3
  • Injury Sciences EDR InSight
  • Insurance claims fraud detection software
  • Magnify Predictive Targeting System
Medical software3
  • Medical procedure coding software
  • Healthcare common procedure coding system HCPCS
  • Medical condition coding software
Access software2
  • CCC EZNet electronic communications network
  • CSC Automated Work Distributor AWD
Enterprise resource planning ERP software2
  • ADP software
  • CCC Pathways Appraisal Quality Solution
Internet browser software2
  • Mozilla FirefoxHotIn demand
  • Apple SafariHotIn demand
Office suite software2
Billing and invoicing software1
  • Bill review software
Data base reporting software1
  • Corporate Systems ClaimsPro
Desktop publishing software1
Electronic mail software1
Information retrieval or search software1
  • CGI-AMS BureauLink Enterprise
Interactive voice response software1
  • Computerized voice stress analyzer CVSA software
Presentation software1
Spreadsheet software1
Video conferencing software1
  • ZoomHotIn demand
Word processing software1

06Education and preparation

O*NET
Typical education
Bachelor's Degree
56% of surveyed workers. Others report High School Diploma or the equivalent (such as a GED) (13%) and Associate's Degree or other 2-year degree (12%).
Preparation level
Job Zone 4 · Considerable preparation
Usually a four-year degree and several years of related experience.

07Putting it on your resume

ResumeXRays guidance
BEE · How to show it

Lead with what you built. For a Job Zone 4 role, hiring managers and parsers both look for outcomes before credentials. Put two or three results at the top of each job entry, with the scale or effect stated plainly.

Name the tools exactly. This occupation is heavy on named software. A skills section that says "Microsoft Access, Mozilla Firefox, Apple Safari, Microsoft Office software" matches more job descriptions than a general phrase. Use the spelling employers use.

Show active listening and critical thinking, not just reading comprehension. Active listening and critical thinking rank close to reading comprehension for this occupation. One bullet per role that shows a decision, a tradeoff or a result covers them.

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