Loan Officersresume guide.
Evaluate, authorize, or recommend approval of commercial, real estate, or credit loans. A strong Loan Officers resume shows active listening, speaking and judgment and decision making, and names the tools you have worked with, such as Microsoft Access, SAP software and Microsoft Outlook.
See a sample Loan Officers resumeAnnotated against this guide · 3 templates↓This guide, on a real page.
A Loan Officers resume built in ResumeXRays, annotated against the data below. Flip the pages, try a template, then make it yours.
- 1Give your production numbers.Mortgage hiring managers look for loan volume, closings and purchase mix before anything else, so the summary gives all three in one sentence.
- 2Show the result, not just the task."Explain to customers the different types of loans and credit options" from this guide becomes a payment comparison that cut confused calls during processing.
- 3Show where your judgment stops.This guide lists "approve loans within specified limits, and refer applications outside those limits." Saying how many files you referred, and how many closed, proves Judgment and Decision Making.
- 4Mention the digital lending tools you used.Lenders are moving applications online and automating income checks. One bullet showing you helped that move, and what it saved, answers the question before it is asked.
- 5Name your license exactly.Give the license type, the state agency that issued it, your NMLS ID and that it is active. Recruiters check NMLS first, and a missing state can cost you the interview.
- 6Keep education to one line.Most loan officer roles ask for a bachelor's degree, so the degree, school and year are enough. Your production and compliance record carry the rest.
Sample resume. The candidate is fictional; the layout and templates are real.
01Also called
O*NET02Skills employers expect
O*NETImportance is how much the skill matters to the job; level is how much of it the job demands. Both are worth naming on the resume, in this order.
| Skill | Importance | Level |
|---|---|---|
| Active Listening | Very high | Advanced |
| Speaking | Very high | Advanced |
| Judgment and Decision Making | High | Intermediate |
| Reading Comprehension | High | Advanced |
| Critical Thinking | High | Advanced |
| Writing | High | Intermediate |
| Complex Problem Solving | High | Intermediate |
| Mathematics | High | Intermediate |
| Social Perceptiveness | High | Intermediate |
| Active Learning | High | Intermediate |
03Knowledge areas
O*NET- Customer and Personal Service
- Economics and Accounting
- English Language
- Mathematics
- Sales and Marketing
- Law and Government
- Administration and Management
- Education and Training
- Administrative
- Computers and Electronics
04Common responsibilities
O*NETOrdered by importance. Each one is a bullet waiting for a result and a number.
- Meet with applicants to obtain information for loan applications and to answer questions about the process.
- Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.
- Approve loans within specified limits, and refer loan applications outside those limits to management for approval.
- Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
- Submit applications to credit analysts for verification and recommendation.
- Review loan agreements to ensure that they are complete and accurate according to policy.
- Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.
- Review and update credit and loan files.
- Work with clients to identify their financial goals and to find ways of reaching those goals.
- Handle customer complaints and take appropriate action to resolve them.
05Software and tools
O*NET88 tools across 17 categories. The six largest categories are below; Hot marks a hot technology, In demand a tool employers ask for most often.
- Delphi Discovery
- Experian Credinomics
- Fannie Mae Desktop Underwriter
- Harland Financial Solutions DecisionPro
- Moody's KMV CreditEdge
- CGI-AMS CACS Enterprise
- CGI-AMS Strata
- Credit and risk analysis software
- Credit fraud detection software
- Dun and Bradstreet Global DecisionMaker
- eCredit Enterprise
- Equifax Advanced Decisioning
- Equifax InterConnect
- Experian Detect
- Experian FraudShield
- Experian Quest
- Experian Retention Triggers
- Fair Isaac Application Risk Model Software
- Fair Isaac Capstone Decision Manager
- Fair Isaac Falcon ID
- Freddie Mac Loan Prospector
- Loan application processing software
- Moody's KMV Decisions
- Moody's KMV Financial Analyst
- Moody's KMV Risk Advisor
- Moody's KMV Risk Analyst
- 1003 Uniform Residential Loan Application
- Amortization loan software
- Bankers Systems Rembrandt Lending System
- California Infinite LPS
- Calyx Point
- Click1003 Online Mortgage Application
- Credit underwriting software
- Dynamic Loanledger
- Ellie Mae Contour
- Ellie Mae Genesis
- FAS Loan Service Plus
- Financial Industry Computer Systems Loan Originator
- Financial Industry Computer Systems Loan Producer
- Harland Interlinq MortgageWare
- IA Systems StreamLend
- Indus Lending Solutions
- Integra Destiny Loan Origination
- LA PRO Loan Administrator Pro
- Loan origination software
- Opportunity management system OMS
- Plimus Loan Artist
- QuikDraw Loan Management System
- RealBenefits Amortization Loan
- Technicost LOS
- The Mortgage Office Loan Origination
- The Mortgage Office Loan Servicing
- VueCentric MortgageDashboard
- White Clarke North America Credit Adjudication and Lending Management
- Microsoft AccessHotIn demand
- Student information systems SIS softwareIn demand
- FileMaker Pro
- EDExpress
- ELM Resources ELM
- EMT Applications CounselorMax
- Financial aid management system FAM
- SunGard Higher Education Banner Financial Aid
- Sungard Higher Education PowerFAIDS
- SAP softwareHotIn demand
- Oracle PeopleSoftHot
- Microsoft Dynamics
- Datatel Colleague
- Tax softwareIn demand
- Bottom Line LoanMaster Loan Servicing
- Financial Industry Computer Systems Loan Accountant
- Equifax Application Engine
- Experian Transact SM
- Microsoft OutlookHotIn demand
- IBM Notes
- LexisNexis
- CGI-AMS BureauLink Enterprise
- Web browser softwareIn demand
- Microsoft Internet Explorer
- Microsoft Office softwareHotIn demand
- Experian Strategy Management
- Wolters Kluwer Financial Services ComplianceOne
- Common business oriented language COBOL
- eOriginal eCore Business Suite
- Microsoft PowerPointHotIn demand
- Microsoft ExcelHotIn demand
- Customer information control system CICS
- ZoomHotIn demand
- Microsoft WordHotIn demand
06Education and preparation
O*NET07Putting it on your resume
ResumeXRays guidanceLead with what you built. For a Job Zone 4 role, hiring managers and parsers both look for outcomes before credentials. Put two or three results at the top of each job entry, with the scale or effect stated plainly.
Name the tools exactly. This occupation is heavy on named software. A skills section that says "Microsoft Access, SAP software, Microsoft Outlook, Microsoft Office software" matches more job descriptions than a general phrase. Use the spelling employers use.
Show speaking and judgment and decision making, not just active listening. Speaking and judgment and decision making rank close to active listening for this occupation. One bullet per role that shows a decision, a tradeoff or a result covers them.
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